Rhys graduated from Fairleigh Dickinson University with a B.A. in Political Science, magna cum laude, in 1975. He entered the Travelers commercial underwriting training program and worked as a Commercial Lines Account Manager, earning the Chartered Property Casualty Underwriter (CPCU) designation in 1983. He joined KRA in 1984 as Commercial Lines Underwriting Manager, becoming a partner in 1989.
Over the years with KRA, Rhys has worn many hats including commercial underwriting, agency IT management, program design, account handling, and sales.
Rhys and his wife, Lynn, live in Florham Park, NJ, where they were both born and raised. They have two adult daughters and two grandchildren.