Products that protect your future.

Life insurance is the most intimate of insurance products available today. It also happens to be the one people most often overlook. However, its importance cannot be overstated—failing to purchase this important coverage can leave your loved ones in a precarious financial situation if something were to happen to you.

At KRA Insurance Agency, we will help analyze your needs to satisfy and protect your family financially. We work closely with you to determine which type of life policy is appropriate for you so that you can rest easy knowing that your loved ones will be financially secure if the unthinkable happens.

Permanent Life Insurance
Whole life and universal life policies are designed to meet your needs throughout your lifetime. They also build cash value you can use.

Term Life Insurance
Term life policies lock in rates for a predetermined term, usually 10, 15, 20, or 30 years. These are generally more affordable than permanent life policies.

Individual Disability Coverage
Your most valuable asset is your ability to earn income. Now, imagine losing that ability due to illness or injury. Individual disability insurance replaces a large portion of your income if you do.

Long Term Care
Nursing homes, assisted living centers, and assisted care within your own home are very expensive. Long term care insurance is designed to enable YOU to choose your course of care and ensure your heirs’ inheritance is not wiped out by such costs.